Posts Tagged ‘Scams’

Protect Yourself Against Identity Theft With Trusted ID

Sunday, May 16th, 2010

Trusted ID has been a leader in the identity theft protection business since it started in 2005. It is highly recognized in their field becoming one of the only two companies recognized by the Identity Theft Resource Center, an organization committed to security against identity theft. It is composed of a team of highly experienced people in the credit and internet security business.

Right now, it boasts of two outstanding products, the IDFreeze and Data Breach Response Service. IDfreeze affords defense against identity theft or appropriate support if such theft has already happened. The next product which is Data Breach Response Service is more geared towards businesses, aiding them in keeping important information or regaining them if in case they are stolen.

What are the features which makes trusted ID so unique? First, the fraud alert reminder puts an alert in your credit report if you are susceptible to fraud so that you may be contacted whenever a credit wants to be taken in your name. This makes it hard for others to obtain credit by using your name and without your authorization.

Identity Threat Score. It also features what is called an Identity Threat Score which approximates your openness to fraud and identity theft. It uses superior technology to determine if you will have a high chance or have in actuality become a prey for fraud or identity theft.

Protection Against Unwanted Offers. It is also very efficient in shielding against spam: a feature which is very much helpful. A lot of times, credit card companies can browse through your credit reports and then this would allow them to send you offer or promos as regards their company services. This service can eradicate of this problem by removing your private information from the list of the solicitors while simultaneously preventing other parties from obtaining access to your confidential information.

Warranty. It also provides a one million dollars worth of warranty in the occasion that you have been subjected to identity theft during the time of the service. This is ample enough to bear expenses to help you recover and start all over again. Salaries which have been lost may also be remunerated up to the amount of five thousand dollars or wages up to four weeks worth. This could be a great confidence booster to obtaining their services.

With this company, you can avail of a family plan which can protect every member of your household for a very reasonable cost. This is ideal for large families as it is very cost efficient especially when there are a lot of family members who are in need of identity and credit security.

Credit Lock. Another unique feature is a service called Credit Lock which facilitates putting your credit on hold or freeze so that no person can access it. This is necessary especially when other persons have already gained possession of your very important credit information. You can only reopen it by contacting the company itself. It also has superb customer service accessible any time of the day. It has very able and committed workforce which is always standing by to give you the professional assistance that you need.

Get it now! You can avail of its services for a special discount as well as a variety of payment methods to choose from that may be suitable to your finances. Trusted ID is the best company which can give you the security that you need. Over nine million people every year will be subjected to identity theft do not become a statistic and defend yourself now!

Trusted ID has gone rampant these days and you never know who’s going to be the next victim. To prepare yourself from this unscrupulous crime, you should try identity theft insurance to keep your peace of mind. Or you may want to try identity protection.

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LifeLock: What Can You Get From LifeLock

Friday, April 9th, 2010

LifeLock was established in the United States in 2005 as an identity theft protection service company. Identity theft has been a major problem of all Americans that consequently gave rise to a lot of entities engaging in identity theft protection. The company is the leader in the industry.

With the advent of modern technology, it has been easy for thieves to steal personal information of anyone. Identity theft is the unauthorized usage of information of somebody else. Normally, thieves got hold of information like social security number, credit card number and bank accounts and were able to apply for credit cards and loans under your name. Based on surveys and reported cases, identity theft has increased by 22% in 2008. A total amount of about $48 billion was stolen and has affected 10 million Americans or 4.32% of the U. S. population.

Its feature includes monitoring of credit activity and also service account applications. Its Advanced LifeLock Alert systems alert its members for every piece of identity information being used for any type of application. It informs its members through phone, email and postal mail of every suspected activity. It locks down information before thieves can get anything.

Its members are guaranteed of up to $1,000,000 to fix any problem in the event of theft occurring at the time of their membership.

Registration costs $15 a month. The system also includes the following features:

* eRecon. It checks the net for illegal selling of information. It watches over 10,000 criminal websites.

* WalletLock. If a wallet is lost or stolen, a representative would help the member contact each bank, credit card or document issuing company to cancel the accounts and replace lost documents.

TrueAddress. The members will be alerted for any request for change of address especially when the request does not match information available from various address databases.

* Free Annual Credit Report. The company requests that free annual credit reports be send to its members. It would allow the members to examine their credit transactions based on the report.

* Reduced Pre-Approved Credit Offers. The company removes its members from the mailing lists of those offering pre-approved credit.

* 24-Hour Customer Service. Its customer service is open for 24 hours daily. Members could also access myLifeLock website.

However, the company was accused of misleading business practices and false claims regarding its services by the U.S. Federal Trade Commission and 35 state attorneys. One of its marketing strategies failed when it exposed to the public the social security number of Todd Davis, its founder and Chief Executive Officer because somebody was able to get a $500 loan using his identity. Also in 2008, a credit information company accused LifeLock for alerting its customers of false credit fraud alerts just to emphasize to the public the importance of its services.

The company was asked to pay $12 million to settle the charges. Thus, engaging the services of professionals in the field does not mean you could be assured of absolute protection. You could start protecting yourself by taking care of your personal information conscientiously. Be cautious in disclosing such information to anyone.

Everyone is familiar with identity theft. That is why they try to secure life lock just to protect them against these perpetrators. They want to feel safe and secure that these people do not touch their pertinent information like their SSS, credit cards and other vital documents. Try identity guard

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Simple Ways to be Protected against Identity Theft

Friday, February 5th, 2010

Identity theft is becoming more and more common nowadays as hackers find new ways to obtain your information. It is the crime wherein one person assumes the identity of another for his or her own personal gain. By acquiring your private personal information, they can spend your money, commit crimes using your identity and use services which are meant for you. It can go on for a while and may be discovered too late when the damage is too big.

One should ask how these culprits get your identity. By simply knowing their usual methods of stealing your information, you can build your first line of identity theft prevention. The protection should start with you and should not all be left to the paid services.

A simple way to obtain your information is by going through your trash. If you are careless, your billing statements that you throw in the trash can be used to get some of your information. You can either just keep your bills together in a single envelope or if you really do not want them anymore, you can shred or burn the paper before throwing it away. There will be no more information for them to use to impersonate you.

If you do public transactions, you should be watchful about the people around you. Others can glance over your shoulder and see what you may write on a piece of paper or input into a computer. Be sure you have enough privacy before writing or typing anything private.

Many cases of identity thefts are done by gaining remote access to your computer. They can send you scams to your email telling you all sorts of things just to gain information. They can also attach Trojan horses and viruses into files that you download so that they can take control of your computer and acquire your files remotely. Besides updating your computer security with firewall, antivirus, antimalware and other security systems, you should also be aware of what looks like scam. If something asks for your private information online, do not give it unless you are 100% sure that you are giving it to the right people.

Others can also be victimized by inputting their login details into a fake web page. You might not notice any difference since it will really log you in and redirect you to the correct page. However, if it is a fake you will notice that the website address is different. Always make sure to login only on the correct website. Once you have entered your login details, the hackers can then access your account freely.

If you are also a member of a networking site, you should limit the personal information on your page as the public might see it. If you really want the information there, be sure to set privacy so that only the people you know can see the information.

These are just the simple ways of identity theft protection. If you are careful with your personal information, you can prevent others from stealing your identity and avoid being a victim to this crime.

Credit monitoring services has gone rampant these days and you never know who’s going to be the next victim. To prepare yourself from this unscrupulous crime, you should try identity theft insurance to keep your peace of mind. Or you may want to try trusted id protection.

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