If you want an RV should be a must for RV insurance. You can customize your insurance to meet your specific needs so that you and your family and friends are protected against any unpleasant situation. Factors such as which state you live and what kind of RV you will influence the type of policy is, but there are some aspects of insurance coverage that all RVers should proceed. Just like with your car insurance, ita? S vital to have adequate liability coverage for your RV. Liability coverage to protect you and people who may be driving your RV in case of accident. In the case of campers, it also does much more. It can be living in your RV, ita? S possible that people may be injured while in the vehicle. Similar to homeowner? S insurance, coverage for liability vacation protects you in case someone is injured in or around your RV while using the vehicle